CALCULATORS

This section contains additional tools that can be used for your financial planning purposes.

Asset Allocation Planner: Determine your investing style based on your tolerance for risk and years to retirement.

Budget and Cash Flow: Create an annual budget/cash flow worksheet.

College Planner: Set up a savings schedule for your children's college tuition.

Credit Card Payoff Calculator: See what it will take to payoff your credit card balance.

Current Asset Allocation: Determine how your assets are currently allocated.

Depletion Calculator: Determine how long your money will last given various retirement scenarios.

Distribution Planner: Weight your choices for withdrawing funds from your account.

Gap Analysis: Are you on track for retirement.

IRA Analyzer: Explore the the features of both the Roth IRA and Traditional IRA to see if an IRA is right for you.

IRA Comparison: Determine which type of IRA contribution is appropriate for you.

Traditional IRA vs. Taxable Savings: Analyze the effect of saving to a traditional IRA versus saving to a taxable savings account.

Loan Calculator: Analyze any of your periodic loans (not including a loan from your 401(k) plan).

Monthly Spending Plan: Create a monthly spending plan.

Mortgage Loan: How much can I borrow?

Mortgage Payment: Determine what your mortgage payment will be.

Net Worth Calculator: Review your asset and liabilities to determine your net worth.

Paycheck Calculator: See the effects of your pre-tax contributions on your paycheck.

Plan Loan Calculator: Analyze a loan from your workplace plan.

Required Minimum Distribution: Determine a required minimum distribution amount for a person that is 73 or; older.

Retirement Budget Estimate: Create a retirement budget worksheet.

Retirement Savings: How much will I have in my account at retirement?

Roth Analyzer: Analyze the effect of saving to a Roth 401(k)/403(b) versus saving to a Regular 401(k)/403(b).

Substantially Equal Periodic Payment (SEPP) Calculator: Explore your options for making early withdrawals from your account.

Savings Goal Calculator: Determine how much you should save to reach a specific goal.

Social Security Calculator: Estimate your Social Security benefit.

The calculators provide hypothetical examples and are not intended to represent past or future performance of a specific investment which cannot be predicted or guaranteed, or to provide specific advice to any individual. Rates of return will vary over time. Those investments offering a higher rate of return also involve a higher degree of risk.