Budget and Cash Flow
This tool will help you develop a budget by analyzing your cash flow.
It makes good financial sense to create a budget each year and live within that
budget. This tool will help you track your cash flow, develop your budget, and
measure your progress against your budget. Enter your actual income and
expenses in the cash flow column to see whether you have a surplus or deficit.
Use the budget column to create an income/expense plan that will maximize your
surplus or reduce your deficit. Each month, track your progress against your
budget using this tool and the Monthly Spending Plan worksheet.
Enter your information below and press "Calculate" to see your results.
The calculators provide hypothetical examples and are not intended to represent past or future performance
of a specific investment which cannot be predicted or guaranteed, or to provide specific advice to any
individual. Rates of return will vary over time.
Those investments offering a higher rate of return also involve a higher degree of risk.