XYZ Company


Paycheck Comparison

This calculator is intended to demonstrate the effect of before-tax savings on your take-home pay. Additionally, you have the ability to enter an "Alternate Pre-tax Savings" amount or percentage to get an idea of how changing your contribution level would affect your take-home pay. See the potential benefit of contributing to your defined contribution plan by carefully reviewing the additional savings you gain each pay period by saving pre-tax dollars. Local taxes, insurance and other potential deductions are not included in this analysis. As a result, your actual payroll calculations may be different.

This calculator does not provide tax or legal advice. You are strongly urged to contact your tax or legal advisor for additional plan contribution and deferral information.

After you've entered and confirmed your information below, press "Calculate" to determine your estimated paycheck amounts.

Input - Paycheck Comparison Information
Annual Salary:
How Often are You Paid?
Number of Withholding Allowances:
State Tax Rate (if applicable)*: % Click here to view state tax rates.
Plan Type:
Current Pre-tax Savings per Pay Period:
Alternate Pre-tax Savings per Pay Period:
After Tax Savings per Pay Period:
Does your employer provide a contribution to your plan (e.g. match or profit sharing)?
What is your marital status?    Single   Married 
Assumed Rate of Return:
Expected Annual Salary Increase:
Number of Years Until Retirement Distributions:
Current Plan Balance:

*Check with your state law as to the status of salary deferrals to 401(k) and similar retirement plans.

The calculators provide hypothetical examples and are not intended to represent past or future performance of a specific investment which cannot be predicted or guaranteed, or to provide specific advice to any individual. Rates of return will vary over time. Those investments offering a higher rate of return also involve a higher degree of risk.

All results are hypothetical in nature. Investing involves risk including the potential for loss of principal. Past performance is not a guarantee of future results. Your actual investment experience will vary.

Any investment involves risk and there is no assurance that the investment objective of any investment option will be achieved. Before investing, understand that your investments are subject to market risk, including possible loss of principal.